Debt Counseling & Debt Relief

When you can’t pay your bills, bankruptcy may seem inevitable, but it isn’t always the right solution.  There are several reasons why you would want to avoid bankruptcy: perhaps you don’t qualify under the bankruptcy code’s income limitations or you don’t want a bankruptcy to lower your credit rating.  You may also have assets you want to protect.  In such cases, we can provide debt counseling to advise you on how to best handle the debt.

Sometimes it just isn’t lucrative to hire an attorney to negotiate with creditors for credit card debt relief or other forms of debt.  Oftentimes, it also isn’t lucrative  to go to a debt consolidation company. There are many negatives that can result from hiring one these companies. See several reviews of them here , here, and http://money.howstuffworks.com/personal-finance/debt-management/non-profit-debt-consolidation.htm.

Regardless of your debt situation, we can counsel to to determine the most cost-effective course of action to get rid of your debt.

 

Some of our results:

– $400,000 of unsecured debt owed by owners of retail establishment settled at 27 cents on the dollar.

– $40,000 credit card debt satisfied for payment of $9,000.